Commercial Banking in an Era of Deregulation / Edition 3

by Emmanuel Roussakis

Overview

Global competition, technological development, and changes in banking laws and regulations are transforming the role of commercial banks and the nature of the banking business within the U.S. financial system. The earlier editions of this work have been revised and expanded to incorporate discussions of these dramatic changes and their results. The discussions of the issues have been kept as current as possible, and a solid background has been supplied to provide perspective. Emphasis has been placed on the management of commercial banks through the formulation and implementation of sound and flexible policies.

Product Details

ISBN-13:	9780275956936
Publisher:	Bloomsbury Academic
Publication date:	04/22/1997
Series:	World Literature; 79
Edition description:	3RD
Pages:	454
Product dimensions:	6.14(w) x 9.21(h) x 1.00(d)

About the Author

EMMANUEL N. ROUSSAKIS is Professor of Finance and Director of the certificate programs for bankers at Florida International University. Dr. Roussakis has published widely on banking subjects, both in jourbanals and books. Of the seven books published, three are Praeger titles in addition to the earlier editions of Commercial Banking in an Era of Deregulation.

Table of Contents

Tables and Figures
Preface
Overview of the U.S. Commercial Banking System
Scope of Commercial Banking
Evolution of the U.S. Banking Industry
The Banking Industry in Transition
Formation of a Bank and Funds Gathering
Establishment and Management of a Bank
Bank Capital and Its Management
Deposits
Nondeposit Liabilities
Objectives of Portfolio Management
Liquidity
Solvency
Income
Uses of Bank Funds
Cash Assets
Bank Lending: Evolution and Current Scope
The Loan Account: Policy Considerations
Investment Securities and Regulation
The Investment Account: Policy and Management
Special Topics
International Banking
Index

Editorial Reviews

A textbook for a graduate or undergraduate banking course, designed to be accessible with no prerequisites. Describes and analyzes the problems faced in managing banks after all the fences are down, and suggests approaches to dealing with them. Discusses US commercial banking and the financial environment, sources of bank funds, policy objectives, the use of funds, the character of assets, and international banking. No dates are given for the earlier editions; the third is revised based more on the experience of teaching with it than with updated material. Annotation c. by Book News, Inc., Portland, Or.

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