Do This: Simple Actions to Eliminate Debt and Create Wealth

by Dennis E. Johnson

Overview

In DO THIS, Simple Actions To Eliminate Debt and Create Wealth, Dennis E. Johnson provides you with action steps that will enable you to vastly improve the state of your personal finances. It shows you how to determine exactly where you stand financially. It shows you what to do reduce debt. It shows to what to do to improve your credit score. It shows you what to do build wealth. It includes the ten smartest financial moves that you can make and the ten dumbest. It explains how identity thieves work and and shows what to do to avoid being one of their victims. It provides valuable information when buying a house or an automobile and a lot more. And best of all it is written in language that you can understand.

Table of Contents:
1 - Determine What Is Important To You
2 - Determine Where You Stand
3 - Develop A Cash Flow Plan
4 - Control Your Bank Account
5 - Set Goals
6 - Improve Your Credit Score
7 - Control Credit Card Debt
8 - Avoid Easy Credit Sources
9 - Act To Avoid Identity Theft
10 - Buy A Home
11 - Learn Investing ABCs
12 - Fund Your Children’s Higher Education
13 - Invest Early And Often
14 - Gamble Only With Money You Can Afford to Lose
15 - Avoid Scams and Swindlers
16 - A Few Shopping Tips
17 - Buy An Automobile That You Can Afford
18 - Stay Out Of Trouble With The IRS
19 - Pay No More Income Taxes Than Necessary
20 - Make Sure You Are Covered
21 - A Few Words About Retirement

Appendices:
-Sample Complaint Letter
-Document Retention Guidelines
-Top Ten Web Site You Should Visit
-Sample Dispute Letter — For Existing Credit Accounts
-Sample Dispute Letter — Credit Bureau
-Glossary

Product Details

BN ID:	2940014032339
Publisher:	Minor Street Publishing
Publication date:	02/06/2012
Sold by:	Barnes & Noble
Format:	eBook
Pages:	192
File size:	2 MB

About the Author

All of my life I have wondered why some people were wealthy while most others struggled. I was especially intrigued with individuals from modest backgrounds who had achieved comfortable levels of wealth. How were people who were able to acquire comfortable levels of wealth different from people who never seemed to be able to get ahead? How did their actions and attitudes differ? What did these people do that most other people don’t do? During my more than 25 years as a practicing C.P.A., I have observed the habits of individuals who always seem to get a little bit ahead of the game each year. I have also observed the habits of individuals who always seem to spend at least one dollar more than they make, no matter how much they make. This book is the result of those observations along with hundreds of hours of research.

Wealth and financial security are not created by accident. They are generally the result of taking the right actions over an extended period of time. J. Paul Getty, who was a billionaire before it became fashionable, said, “we are made or broken by the habits that we form.” Our small daily acts do determine our fate. There is a right way and a wrong way of doing most things. There is a smart way and dumb way of doing most things. This is especially true when it comes to how you manage your money. Bad financial moves result in mounting debt and financial difficulties. Smart financial actions can have a profound impact on your finances and your life. Most people recognize that they should be doing a better job of managing their money but are not sure exactly how. Do This shows you how. If you take the actions set forth in this book you will reduce your debt, increase your net worth and secure your financial future.