Financial Literacy for All: Disrupting Struggle, Advancing Financial Freedom, and Building a New American Middle Class

by John Hope Bryant

Overview

A new approach to understanding money and achieving financial fulfillment

Former Vice-Chairman of the U.S. President's Advisory Council on Financial Literacy, John Hope Bryant, delivers an accessible and powerful resource for everyday Americans seeking to build a strong financial foundation. This book is an easy-to-read first step toward a fulfilling financial future, helping you understand your relationship to work and money, and a key component to untangling the surprisingly simple puzzle of personal finance.

With an insightful foreword by Doug McMillon, President and CEO of Walmart Inc., you'll learn how to create wealth for yourself and your family, regardless of your educational or employment background, and how to establish a financial mindset that contributes to a sound future. You'll also discover:

• The answers to tough money questions, including the actual utility of new financial inventions like cryptocurrency
• How to think about exchanging your time and effort for money and the conditions under which you should agree to work
• Plain-English discussions of the principles of responsible long-term investing and how it differs from speculation

Acting as a critical pillar for those seeking to build a rock-solid financial foundation, Financial Literacy for All is a must-have book for working professionals, blue-collar workers, members of young families, and established businesspeople looking for a better, more secure future for themselves and the ones they care about.

Product Details

ISBN-13:	9781394209026
Publisher:	Wiley
Publication date:	04/16/2024
Pages:	224
Sales rank:	14,495
Product dimensions:	5.90(w) x 9.10(h) x 1.10(d)

About the Author

JOHN HOPE BRYANT is an American entrepreneur, and sought-after thought and philanthropic leader, who is referred to as the Conscience of Capitalism by leading Fortune 100 CEOs. Bryant is the Founder, Chairman, and Chief Executive Officer of Operation HOPE, Inc. the largest not-for-profit and best-in-class provider of financial literacy, financial inclusion and economic empowerment tools and services in the United States for youth and adults. Operation HOPE is working to level the opportunity playing field, connecting communities to the private sector, through inclusive capitalism, at scale.
Bryant is also Chairman and Chief Executive Officer of John Hope Bryant Holdings, Bryant Group Ventures and Executive Chairman of The Promise Homes Company (Promise Homes), the largest for-profit minority-controlled owner of institutional-quality, single-family residential rental homes in the U.S.

Table of Contents

Foreword ix

Prologue xiii

Introduction: America's Upgraded Business Plan 1

Dreams, Decisions, and Destinies 9

Section I What's the Issue and Why Should We Care? 27

Chapter 1 Credit Is a Tool, Not a Toy 29

Chapter 2 The Civil Rights Issue of Our Generation 35

Section II How Did We Get Here? Aka Stories of Broken Capitalism 47

Chapter 3 Broken Capitalism and the Black and Brown People of America 49

Chapter 4 How Poor Whites Got Left Behind 67

Chapter 5 Losing Focus on the Goal: Financial Freedom 73

Chapter 6 The American Dream Deferred 79

Section III Empowerment Through Education 93

Chapter 7 Breaking the Chains: From Fast Money to Lasting Legacy 95

Chapter 8 Educating Our Kids 99

Chapter 9 Educating Our Communities 111

Chapter 10 Educating Our Entrepreneurs 121

Chapter 11 Educating Our Workforce 133

Chapter 12 Elevating Credit Scores and Empowering Dreams 143

Section IV It's a Movement, Not a Moment 151

Chapter 13 Empowerment Through Education 153

Chapter 14 Join the Movement 161

Conclusion: A Ladder for All 165

Epilogue 171

Financial Literacy Resources 177

The Financial Literacy for All Initiative 183

Acknowledgments 189

About The Author 195

Index 199