Getting a Credit Card

by Ann Byers, Xina M. Uhl (Editor)

Overview

Most people today must borrow money to buy a car, a house, or go to college. Borrowing with credit cards is a way of life in the modern world. Readers learn how to make credit work for them instead of falling into long-term debt. This invaluable guide covers secured and unsecured credit, how to calculate interest, understanding statements, choosing the right card, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk, and how to protect their personal information.

Product Details

ISBN-13:	9781508188513
Publisher:	Rosen Publishing Group, Incorporated, The
Publication date:	07/30/2019
Series:	Managing Your Money and Finances Series
Pages:	64
Product dimensions:	6.50(w) x 9.12(h) x 0.20(d)
Age Range:	12 - 17 Years

Table of Contents

Introduction 4

Chapter 1 What Is Credit? 7

Chapter 2 Fine Print and Its Effect on You 16

Chapter 3 Taking the Plunge into Credit 23

Chapter 4 Dangers of Credit Cards 30

Chapter 5 Credit Scores and Why They Matter 39

Chapter 6 Protecting Your Credit 47

Glossary 55

For More Information 57

For Further Reading 60

Bibliography 61

Index 62