Table of Contents
Preface ix
Introduction xi
Financial Wellness Checkup xv
Introducing the Smile Money Pillars xvii
Pillar I Manage Money 1
Chapter 1 Elevate Your Banking Relationships 3
Chapter 2 Create Your Budget 11
Chapter 3 Cash Flow Your Money 19
Pillar II Earn Money 35
Chapter 4 Optimize Your Paycheck 37
Chapter 5 Multiply Your Income Streams 51
Chapter 6 Diversify Your Income Sources 63
Pillar III Grow Money 71
Chapter 7 Build Your Investments 73
Chapter 8 Contribute to Your Retirement 83
Chapter 9 Invest for Independence 101
Pillar IV Borrow Money 123
Chapter 10 Use Your Leverage 125
Chapter 11 Enhance Your Credit Report and Scores 143
Chapter 12 Eliminate Your Debt 163
Pillar V Protect Money 185
Chapter 13 Safeguard Your Identity 187
Chapter 14 Insure Your Assets 197
Chapter 15 Plan Your Legacy 209
Conclusion 229
Additional Resources 231
Appendix 233
Acknowledgments 267
About the Author 269
Index 271
