Table of Contents
Introduction 1
Part I: Working toward Retirement 7
Chapter 1: Looking Ahead to Your Future 9
Chapter 2: Protecting Your Employment Income and Your Health 21
Chapter 3: Developing a Retirement Plan 41
Chapter 4: Identifying Retirement Investments and Strategies 61
Chapter 5: Grasping Retirement Accounts and Their Rules 87
Part II: Making Money Decisions in Retirement 105
Chapter 6: Managing Budgets and Expenses 107
Chapter 7: Guiding Investments and Distributions in Retirement 129
Chapter 8: Making Important Housing Decisions 147
Chapter 9: Considering Your Long‐Term Care Insurance Needs and Options 159
Part III: Dealing with Government Programs 193
Chapter 10: Making Your Best Choices under Social Security 195
Chapter 11: Getting the Most Out of Medicare 235
Chapter 12: The State Health Care System Backup: Medicaid 275
Part IV: Estate Planning: It’s More than Just Dead People and Lawyers 303
Chapter 13: The Basics on Estate Planning 305
Chapter 14: Eyeing Wills and Other Legal Documents 331
Chapter 15: Tackling the Federal Estate Tax When You Have Too Much Money 357
Chapter 16: Focusing on Estate Taxes and the Many Types of Trusts 387
Part V: The Part of Tens 401
Chapter 17: Ten Common Retirement and Estate Planning Mistakes 403
Chapter 18: Ten Things to Know about Working in Retirement 415
Chapter 19: Ten (or So) Tips to Know about Caring for Your Aging Parents 423
Index 429