Real Life Money: An Honest Guide to Taking Control of Your Finances

by Clare Seal

Overview

'Want to finally get a grip on your cash? This is the book for you' Cosmopolitan

'The book everyone should read' Stylist

'Packed with encouragement, support and wisdom' Anna Mathur, author of Mind Over Mother

Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties.

Part memoir, part guide, Real Life Money takes the reader on a journey that can be adapted to their own pace and circumstances. It covers everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, to dealing with money anxiety.

The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good.

Product Details

ISBN-13:	9781472272300
Publisher:	Headline Book Publishing, Limited
Publication date:	05/14/2020
Sold by:	Hachette Digital, Inc.
Format:	eBook
File size:	537 KB

About the Author

When Clare Seal reached what seemed like a breaking point in her relationship with money in spring 2019, she turned to Instagram to make herself accountable, posting anonymously about her journey out of debt as @myfrugalyear. She immediately struck a chord, and in just one year found a following of 45k people, her posts offering advice and solidarity to a growing community of people in a similar situation. A new voice on the finance scene, Clare has already been sought out by the Telegraph, Huffington Post, Grazia and Hello! Magazine to give her opinion on topics relating to debt, money and the challenges facing millennials. Clare Seal is a working mother of two, and lives with her husband and children in South West England.

Table of Contents

Preface 1

One Small Change 9

Part 1 Fixing the Foundations

1 Broke, Not Poor 13

2 What are We So Ashamed Of? 33

3 Money on Your Mind 69

4 Under the Influence 95

5 Finance is a Feminist Issue 118

6 'Oh, You're Still Renting?' 140

Part 2 Taking Control

7 Into the Black 157

8 Getting Ready 196

9 Time for Change 227

10 Learning to Find Joy in the In-between 234

11 A Beginning, Not the End 249

Notes 253

Places to Seek Further Help 259

Further Reading 261

Acknowledgements 263

Index 267

Editorial Reviews

Her voice [is] refreshing in a world where finance and investment still feels so male- dominated.—Grazia

This book is going to be a gift to the lives of many. It's packed with encouragement, support and wisdom that will dismantle shame, and equip people in finding balance both financially and in they way they emotionally approach money.—Anna Mathur, author of Mind Over Mother

Want to finally get a grip on your cash? This is the book for you.—Cosmopolitan

Whether you have debt, are a bit too trigger happy with contactless payments or just can't bear checking your bank account in the middle of the month, Seal's non-judgmental book is unmissable... this is an essential and kind book that everyone could benefit from reading.—Stylist

The book everyone should read.—Stylist

Real Life Money combines emotional and pragmatic advice for 'financial wellness'.—Mail on Sunday

Gentle and forgiving, think of this as the book equivalent of someone holding your hand.—The Independent

Covers everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, as well as dealing with money anxiety—Glamour

Part memoir, part guide - Seal takes the reader on a journey that can be adapted to their own pace and circumstances.—Stylist

From the Publisher