Table of Contents
Introduction 7
1 Teens Should Have Credit Cards Caren Weiner Campbell 7
2 Teens Should Not Have Credit Cards Janet Bodnar 17
3 Teens Offer Risks as Customers for Credit Card Companies Danielle Gorman 20
4 Parent-supervised Credit Cards Can Help Teens Build Credit Nancy Trejos 24
5 Prepaid Debit Cards for Teens Are an Alternative to Credit Cards Joseph Kenny 28
6 Many Teens Do Not Want Credit Cards Jennifer Alsever 32
7 Schools Should Educate Teens in Financial Literacy Braun Mincher 38
8 Confessions of a Credit-Card Pusher Jessica Silver-Greenberg 42
9 Credit Card Companies Responsibly Market to College Students Zack Martin 48
10 Credit Card Marketing Efforts to College Students Should Be Regulated Erica L. Williams 53
11 Credit Card Marketing Efforts to College Students Should Not Be Regulated Kenneth J. Clayton 64
12 Rising Credit Card Interest Rates Hurt Students Matthew Palevsky Thibault Chareton 73
Organizations to Contact 76
Bibliography 81
Index 84