Teens Soar in Their Credit Score

by Cheurlie Pierre-Russell

Overview

Give your teenagers a roaring head-start in life and help them avoid the deadly trap of bad credit ratings with this comprehensive guide to building a great credit score for teens! Are you looking for an effective, straightforward way to introduce your teenagers to the world of personal finance and, more importantly, credit ratings, without the boredom of academic textbooks? Do you want to equip your teens with money management skills and habits that they will carry into their adult lives? If you answered yes to any of these questions, then keep reading... Many adults are dealing with the fallout of a terrible credit score that would have easily been avoided had they made wise financial decisions when they were younger. But you can help your teen avoid this fate. This book is designed to help your teen build a rock-solid financial foundation. They will learn how to establish credit and build a great credit rating that will open financial doors for them, whether it's student loans or money to start up a new business. Among the insights and practical advice contained in this book, you're going to discover: Everything you need to know about your personal credit score and how to keep it as high as you can. This book provide space for teens to journal their personal credit information through their journey. A concise glossary of important finance terms you need to know. Explained in simple English, Foolproof steps and tips to help you gain access to credit as a teenager and build your credit score, Surefire tips to help you find trustworthy adults when looking for a primary cardholder, Proven ways to establish credit and improve your chances of getting a credit card, A personal chart to help you effectively track your credit use and stay on top of your finances as a teenager, How to calculate your debt-to-income ratio level and assess your financial health, and much more! Brimming with tons of useful insights and actionable advice, Teens Soar in Their Credit Score is designed to help your teens adopt and internalize healthy financial habits that will serve them well into adulthood, and will make a perfect gift for your teenager or any adult.

Product Details

ISBN-13:	9781735043715
Publisher:	J3Russell, LLC.
Publication date:	05/23/2020
Sold by:	Barnes & Noble
Format:	eBook
Pages:	31
File size:	3 MB
Age Range:	13 - 18 Years

About the Author

Cheurlie Pierre-Russell was born and raised in sunny Miami, Florida, to Haitian immigrant parents, with several older siblings in the home. She is the youngest member in her family, which some will say she is spoiled rotten but that is not the case. Her experience of being the youngest child has motivated her into caring for children's perception and their social relationship. C. Pierre-Russell graduated from Georgia State University with a Bachelor in Arts degree in Sociology (2011). She has also obtained her Master in Science degree in Psychology from Walden University (2014) and she is a proud veteran of the United States Navy. Her passion is working with children and helping them become the leaders of tomorrow. All of her writing empower, inspire, inform, and educate children of today from different sociological backgrounds with different psychological experiences.

Table of Contents

1. Teens Maturing................................................................................ 4

2. Terms to Understand ...................................................................... 6

3. No Score to Credit Score ................................................................ 9

4. Protecting Yourself ......................................................................... 15

5. Payment History ............................................................................. 16

6. Card Cancellation............................................................................ 19

7. New Credit Insight ........................................................................... 20

8. Student Loans.................................................................................. 24

9. Collections Account.......................................................................... 28

10. Conclusion ..................................................................................... 30