Beyond Banks: Technology, Regulation, and the Future of Money

How new technology is rapidly changing the nature of money and the way we pay



A diverse and growing range of financial institutions and platforms-from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins-has harnessed new technology to disrupt the system of money and payments as we know it. Beyond Banks explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, ...